What is investment guarantee financing? Is it formal and credible?
Zhengzhou investment guarantee company network tells you something. Guaranteed financial management refers to intermediary guarantee through guarantee companies, collecting information on private funds, and directly lending to those who need funds through guarantee companies. At first glance, many people think that secured financing means lending through guarantee companies, and then they have doubts about the security of funds and the security of income. In fact, the operation process of formal guarantee company's secured financing is completely different from illegal fund-raising. Formal guarantee companies handle secured financing business in strict accordance with national laws and regulations. The fundamental difference with illegal fund-raising is that formal guarantee companies neither absorb nor process the funds of both borrowers and lenders, but only provide information intermediary services for private borrowers and lenders who meet the guarantee conditions, provide professional credit management services for wealth management customers, and charge corresponding guarantee service fees. Open, transparent and standardized operation shall be implemented for both private lenders and borrowers, and they shall consciously accept supervision from all walks of life. Formal guarantee companies have achieved the trinity of intermediary, guarantee and credit management, and the most important thing is the guarantee function. Guarantee means that if the borrower fails to repay the loan on time, the guarantee company will pay for it to ensure that the investor's principal and interest will not be lost. Because of this, investors enjoy stable, risk-free and sustainable guaranteed financial benefits. For a formal guarantee company, guarantee is a kind of responsibility and a concrete embodiment of risk management ability. For investors, for the sake of principal security and income security, when choosing secured financing, we must choose a large-scale, strong and standardized guarantee company.