1. Increase the repayment pressure: after the collection company goes public in the United States, it will face higher shareholder return requirements and market pressure, so it will take stricter collection measures to recover the arrears. This will increase the repayment pressure of the debtor and lead to greater economic pressure.
2. Reduce the negotiation space for repayment: After the collection company goes public in the United States, it will be subject to more supervision and market pressure, so it will be more determined to ask the debtor to repay. This will reduce the debtor's repayment negotiation space and make it more difficult for him to reach a satisfactory repayment agreement.