Financial management with fixed expected income of securities firms, also called expected income certificate, is a short-term financing tool with fixed interest rate issued to investors by securities companies with their own credit endorsement, which stipulates repayment of principal and interest and expected income. From the analysis of brokers, the security is relatively high, and there is no breach of contract or inability to pay due. Whether it is worth buying, you need to refer to the following points.
1, subscription starting point
The starting point of brokerage financing is the same as bank financing, starting from 50 thousand yuan.
2. Expected income
Depending on the time limit, the expected annualized expected return of brokerage financing is between 3.5% and 5%. Generally speaking, if the term is the same, the expected annualized expected return of brokerage financing is about 1% higher than that of bank financing, and the expected return is higher.
3. Risk level
Brokerage financing is endorsed by the comprehensive strength of brokers, with high security and no risk of default.
4. Time limit
The financing period of securities companies is usually between 28 days and 364 days. The term is relatively flexible, and there are many choices.
5. Purchase method
Brokerage financing is directly subscribed through the securities margin account opened in the brokerage firm, and cannot be subscribed without opening the securities account of the brokerage firm.
Therefore, from the current point of view, brokerage financing is a relatively safe investment product, but how to choose it depends on the investor's capital arrangement.