Does the car loan guarantee company have the right to tow the car?
First of all, we must understand that our country's laws stipulate that the property rights of the state, the collective and the private and the property rights of other obligees are protected by law, and no unit or individual may infringe upon them. If the obligee has no right to possess the immovable property or chattel, he may request the return of the original property.
Therefore, the car loan guarantee company has no right to detain or tow the vehicle. However, in some previous car loan cases, we can see that the loan contract stipulates that if the owner fails to pay back the car within the time limit, the car loan guarantee company or loan company has the right to detain and tow the car. Is it okay to write a contract?
No, according to the law of our country, if the debtor fails to perform the due debt or the parties agree to realize the mortgage, and the mortgagee and the mortgagor fail to reach an agreement on the way to realize the mortgage, the mortgagee may request the people's court to auction or sell the mortgaged property.
If the owner agrees, the car loan guarantee company or loan company can trade the car at a discount. If the owner does not agree, the car loan guarantee company or loan company can only apply for auction and has no right to dispose of it without authorization.
What complaints do car loan guarantee companies fear most?
Regular car loan guarantee companies are registered, and they are afraid of the industrial and commercial bureau. Users can complain about illegal operations and other issues; Car loan companies are more afraid of CBRC, and car loan companies are more afraid of complaints such as "fraud".
The above is the answer to the question "Does the car loan guarantee company have the right to tow a car?". I hope I can help you!