What does the basic insurance law mean?

The Basic Law of Insurance refers to the basic management measures of insurance companies for business personnel (mainly insurance agents/field personnel of insurance companies), and it is the basic standard for insurance companies to manage the daily management, income treatment, performance appraisal, welfare guarantee and professional quality of business personnel.

Chapter 1: The business personnel corresponding to the Basic Law are field personnel engaged in the sales, service, recruitment, consultation and management of insurance products. The daily management, income and treatment, business assessment, welfare and professional quality of business personnel shall be implemented in accordance with these measures unless otherwise stipulated. The rank of business personnel is * * * four and eight.

Chapter II: Basic management, mainly including marketing organization structure, employee recruitment/resignation/dismissal, and organizational ownership management regulations. The personal insurance business teams of institutions at all levels under the jurisdiction of the company implement four-level management (corresponding to the fourth level). When the promotion level exceeds its level, the salesman who adds personnel by himself belongs to himself; The new employees recruited by the company form the subordinate relationship of distribution management by means of distribution.

Insurance type:

1. Fire insurance covers the losses caused by fire to the property stored on land in a certain geographical range, such as machines, buildings, various raw materials or products, household appliances, etc.

2. Marine insurance is essentially a kind of transportation insurance, and it is the earliest insurance in various insurance businesses. The insurer is liable for the loss of the subject matter insured caused by maritime perils.

3. Cargo transportation insurance refers to cargo transportation insurance other than maritime transportation, which mainly covers the loss of goods during inland river, inland river, coastal and air transportation.

4. Various means of transport insurance mainly covers the losses of various means of transport during driving and parking. It mainly includes automobile insurance, aviation insurance, ship insurance and railway vehicle insurance.

5. Engineering insurance covers all unexpected losses and personal injuries and property losses of third parties in various engineering processes.

Six, the loss of interest insurance after the disaster refers to the insurer's insurance liability for all kinds of intangible losses that may be caused by the insurance accident.

7. Property losses caused by robbery or theft of the insured entering burglary insurance.

Eight, agricultural insurance mainly covers all kinds of crops or cash crops and all kinds of livestock and poultry losses caused by natural disasters or accidents.