Fude Life Insurance is a formal insurance company established with the approval of China Insurance Regulatory Commission. It's almost 20 years since 2002. Judging from word of mouth, word of mouth, service and strength, it is completely trustworthy. Mainly engaged in life insurance, medical insurance, property insurance and other businesses.
What about Fude Life Insurance Company?
Before, you asked how Fude Life was, that is, what their insurance products were. Regarding the products of Fude Life Insurance, I have been engaged in insurance consulting related industries for many years and am quite familiar with them. Personally, I think it is ok. Every coin has its two sides. Critical illness insurance: health sharing is a product that their company vigorously promotes. I use this to demonstrate the specific protection content, as shown in the figure:
Of course, if you want to see more detailed content, you can click.
It is not difficult to see from the picture that people who enjoy health twice bring us many benefits:
1. About the design of mild illness: the number of payments for moderate illness is twice recognized by the industry. Pay 60% of the basic insurance amount each time. For mild illness, the maximum payment is five times, and each payment is 30% of the basic insurance amount.
2. There is a fund for the care of premature infants:/kloc-50% of the insured amount can be paid for those who suffer from serious illness before the age of 8. Malignant tumor, acute myocardial infarction, stroke sequelae meet the requirements, and you can also get multiple payments.
Like a double-edged sword, the disadvantages of enjoying health twice are:
1, high price: the design has a death clause, with only 20-year payment option. There have been many serious illness claims and death clauses in the product, which is also the reason why the product premium is more expensive.
2, the interval is too long: nausea and cancer, a serious disease, should not be designed for five years, which is indeed a bit long compared with the three years of mainstream products.
Fude Life Insurance is a big company after all, and there are still many questions I haven't finished carefully. If you are interested, you may wish to go to the link below.