I got one by chance and called it n times before returning it to me. I want to cancel my credit card.
Question 2: What about the insurance provided by Bank of Communications? Can I buy it? This friend, let me help you answer!
From the point of view of buying insurance, I suggest you buy insurance from financial consultants, because they have rich industry experience and will design your product portfolio according to your specific needs, and finally realize your medium and long-term financial planning.
For bank insurance, it is not recommended to buy it directly in the bank, because the products are relatively simple. The main purpose of bancassurance is to divert the medium and long-term savings of banks, with relatively little protection, and most of them are wealth management products. And most of them are based on the amount of deposit interest to persuade customers to buy. From the perspective of insurance, customers will have much fewer factors to consider.
But as far as financial insurance is concerned, there is nothing wrong with insurance itself. Be sure to determine what you need first. What problem do you solve with insurance? Look at the product after confirmation, so that your financial planning will not go astray, and you will not buy this because this insurance is suitable, but buy that because of that insurance discount. You have bought a lot of insurance, but you just don't know what problems insurance has solved for you. It's not very helpful for your long-term planning.
In short, if there is nothing wrong with the insurance itself, you can buy it, but it depends on what problem you want to solve with the insurance.
Question 3: What about the insurance of Bank of Communications? Very good, very formal.
Question 4: Is the insurance sold by Bank of Communications reliable? Any insurance is reliable. The most important thing is whether you have bought something that suits you.
Question 5: How to surrender the insurance of Bank of Communications? Just don't sign.
Question 6: How about Bank of Communications credit card insurance? You can buy it if you think it's ok. This is deducted directly from the card every month, which is very mandatory. It's hard to return it,,, so think it over. . .
Question 7: Is the insurance value promoted by Bank of Communications worth buying? This is unnecessary. If you want to buy insurance, you should find a professional insurance company. Do not look for such a bank. Many of them are pitted.
Question 8: How about the telephone insurance of Bank of Communications? Most of the telephone insurance of banks is based on dividends, and the protection is very poor. Purchase is not recommended.
Question 9: How can we have a good look at the terms of Bank of Communications Life Insurance? Generally, I will get compensation only if the circumstances are serious (disability, burn, death); There are also differences in disability claims, such as several levels of burns or several levels of disability, and different levels of claims are different; As far as this kind of return insurance is concerned, the general premium is higher than that of consumer insurance, and 297 yuan per month is not low in accident insurance. If you save some change for yourself and have an accident protection, that's fine. Just consider whether you can last for 20 years. Many people will get a part of the premium according to the cash value table if they can't insist on surrendering midway. It is not cost-effective to surrender. General insurance will have a hesitation period, which is generally 10 days, and you can unconditionally surrender your insurance within 10 days. Therefore, the landlord should consider it carefully to avoid any loss.
Question 10: What about the insurance offered by Bank of Communications credit card? This kind of insurance captures the psychology of customers, who like to ask when they can take out the money they have paid! So insurance companies and credit cards quit this kind of insurance,
This kind of insurance is higher than the compensation introduced by the salesman, and the protection is lower!
It is recommended to find a salesman to buy a long-term one.
Buy insurance for a long time!