Is it expensive to charge me 4000 yuan for the 40 thousand handling fee of Ford financial loan?

Ford official website has a notice of 0 interest rate loan, but you ask SSSS, there is a handling fee, even very high. I specifically consulted the Ford staff on this issue. In fact, Ford Financial Company is really an interest-free loan, and it doesn't charge any fees. However, SSSS has a special person to serve you when the loan is submitted for approval, which means that the loan fee you pay is their labor cost charged by SSSS.

If you want Ford Financial Company to coordinate for you, fine, but I haven't tried, because I saw this in official website.

Therefore, your loan fee can be fully negotiated with SSSS, which is also one of their interests, so they are more willing to sell the loan car. If your handling fee is not much, then you should remember two principles. First, the handling fee must be limited to 8% or even 6%. The second is to reduce the price of bare cars, because the handling fee has been earned. At that time, I borrowed 40 thousand when I picked up the car, and the handling fee was 3200, 8%. Yours is already 10%.