Among the easiest things in the world, procrastination is the least laborious.
Second, the loan salesman's work content
Job description of loan salesman 1
1, pull customers. Explore potential customers through various exhibitions, keep close communication with customers, understand their financing needs, and actively provide financing solutions for customers.
2. Accept loan applications. Investigate the borrower before the loan to see if the borrower's information is complete and true. Responsible for signing loan contracts and guarantee contracts with customers on approved credit business;
3. sign the contract. Agree with the borrower on loan amount, term, repayment method, interest rate, etc. Both parties sign and seal the contract.
4. Loan issuance. Responsible for the issuance and recovery of loans and the timely recovery of interest;
5. Post-loan management. Look at the borrower's management, capital use, cash flow, etc.
6. Document management. Responsible for the basic work such as loan risk classification, statistical analysis and reporting of relevant credit statements, and collect and sort out the financial statements and related materials of corporate customers on a monthly basis.
Job description of loan salesman II
1, according to the actual work, at the beginning of each year to draft the annual work arrangement opinions in charge of the work.
2. Seriously sum up the work in charge every month and arrange the work for next month.
3. Summarize and analyze the deposit work every quarter, find out the problems, and put forward suggestions and measures to guide the deposit work in the whole jurisdiction.
4. According to the business analysis data provided by each post in this department, comprehensively draft the credit business operation analysis report every quarter.
5, responsible for drafting the semi-annual and annual work summary.
6. Organize credit work. First, do a good job in organizing and promoting credit; The second is to analyze the situation of credit work and study the credit work measures in different periods and stages; Third, popularize work experience and coordinate and solve problems in credit work.
7. Responsible for the construction of credit projects, establish and manage ledgers, strengthen supervision, promote and improve archives, and promote the construction of credit projects throughout the jurisdiction through effective organization.
8 responsible for the development of credit management system and operating procedures, and constantly strengthen the construction of internal control system, standardize the credit business behavior.
9. Participate in fund and plan management, cooperate with the manager to strengthen fund management, and study and formulate annual and various stages of business plans.
10, according to the arrangement of the manager, cooperate with the credit management post to do daily and temporary loan inspection.
1 1, responsible for business training and daily business guidance for credit work.
12. Be responsible for the registration and management of the daily attendance of this department, and master the whereabouts of the personnel of this department going to the countryside.
13, responsible for carrying out various comprehensive tasks arranged by superiors.
Job description of loan salesman 3
1. Build and maintain loan business channels, increase market share, and complete work objectives and plans.
2. Develop customers in the loan channel market, publicize the company's loan products, and collect loan demand information;
3. Collect customer data and business files, and complete sales business indicators;
4. Implement the sales and marketing plan; Timely feedback market dynamics.
5. Accept the customer's consultation, understand the customer's loan demand, and be familiar with the bank's relevant personal loan policies;
6. Responsible for maintaining customers and providing customers with high-quality services before, during and after lending;
7. Establish good working communication with the department manager, and timely feedback the problems in the work.
Job description of loan salesman 4
1) Develop markets, promote credit business and expand brand influence;
2) Cooperate with customers to complete their applications in stages and complete the performance standards issued by the company;
3) Be responsible for the guidance and data collection in the early stage of customer loan car purchase, and provide customers with all-round preliminary work of loan service (bank installment method, interest rate, service process, etc.). );
4) Be responsible for car purchase procedures by stages and on-site service;
5) Be familiar with the business situation of relevant units, grasp the market dynamics, and be familiar with relevant business processes and charging standards.
3. What are the job contents of the intermediary salesman? If the loan goes out, you don't have to go after the customer yourself. Does overdue affect the salesman's performance?
Job description: pieces; 7. Assist the fund manager to handle other temporary work and coordination; 8. Responsible for handling various external affairs related to corporate financing and loans; 9. Reasonable capital analysis qualification: 1, major in statistics, accounting, finance and other related fields. 2. Proficient in finance, taxation and good customer communication skills. 4, use 2 years. ...