Loan process of enterprise legal person's house purchase
1. The borrower chooses the property and negotiates with the bank about the loan.
2, the bank to participate in real estate appraisal, and approved the amount of guarantee for the sale of houses.
3. The house selling enterprise deposits a deposit of about 5% of the house price, signs a guarantee agreement with the bank, and the bank also signs a loan agreement with the borrower.
4, bank loans, and included in the sales enterprise account.
5. The borrower repays the principal and interest of the bank loan in installments.
Enterprise legal person loan information
1, ID card of borrower and spouse
2. Identity cards of property owners and spouses
3. Household registration books of the borrower and the property owner.
4. Marriage certificate between the borrower and the property owner
5. Proof of personal assets, such as real estate, cars, stocks and bonds.
6. Personal bank flow in the past six months or a year.