Before we begin, you may want to read the following articles to learn about insurance companies:
What should we look at when we look at insurance companies?
According to the solvency report released by Luen Thai Metropolis in the first quarter of 2022, its core solvency adequacy ratio and comprehensive solvency adequacy ratio are 249.73% and 468.03% respectively, and the latest comprehensive risk rating reaches A level. ..
The requirements of the CBRC for these three indicators are that the core solvency adequacy ratio is not less than 50%, the comprehensive solvency adequacy ratio is not less than 100%, and the comprehensive risk rating reaches Grade B. It can be seen that the solvency of Luen Thai Metropolis is up to standard.
If you want to know more about the background of Luen Thai Metropolis, you can read the following article:
Is Luen Thai Metropolitan Insurance Company Reliable? Is the product worth buying? One article is published!
In other words, you don't have to worry that Luen Thai Metropolis can't repay its customers' insurance policies. What's more, with the existence of the CBRC, even if the insurance company faces bankruptcy, everyone's policies will not be greatly affected.
As for the specific reasons, you can click below to understand:
The insurance company went bankrupt. What about the insurance I bought?
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