With the help of the particularity of the Internet, P2P company, an Internet financial platform, has a strong concealment of the signs before the P2P platform runs. Investors should prepare relevant materials at the initial stage of investment, such as network contracts, payment vouchers, transaction records, counterparty information, product details, website publicity screenshots, etc. This is just like buying accident insurance. I hope I will never need it, but I must be prepared in advance. Once P2P runs away, it is necessary to prepare screenshots and other materials that are difficult to withdraw cash. The more complete the information, the better.
2. Report the case in time
There are signs before the P2P platform runs. For example, executives frequently change jobs, and the target income is upside down, which requires vigilance. After confirming that the platform is running, the P2P platform investors should report the case to the Economic Investigation Brigade of the Public Security Bureau where the platform is located at the first time.
Step 3 unite a group of people
Once the platform runs away, P2P investors should set up a loose "joint investor committee" and the victims should unite. Intention is omitted here. Count the number of victims and the total amount of fraud, arrange and coordinate the route of rights protection, and protect rights through the strength of everyone.
4. Cooperate with the class action investigation.
Provide effective information to the police, assist the police to investigate the property status of the person in charge of the platform and its members, and conduct class actions. Remember to control the other party's main account through pre-litigation property preservation, and give priority to the plaintiff's appeal once the money comes in.
5. Guanglian Media, multiple exposures
Use the power of the media to expose the platform and expand its influence.
6. Stay calm and legally defend rights.
Running on the P2P platform is really annoying, but it is still necessary to avoid using illegal means to recover debts and cause secondary losses.
7. Plan ahead and choose a platform with core competitiveness.
What is the core competitiveness of financial institutions? The answer given by the author is the level of risk control. The level of risk control determines how long and how far a financial institution can go. A high level of risk control means safety. Without security, there is no way to talk about any financial form, especially the Internet financial platform. Risk is the sword of Damocles in this industry. Risk control is the core competitiveness of the Internet financial platform. We P2P investors should have a comprehensive understanding of P2P when investing in P2P. You can learn about it through the evaluation of the "Caixi New Finance" platform, so as to prevent the P2P platform from running. Good luck with your investment.