1, ICBC wealth management e-loan
ICBC Financial E-loan was launched by Industrial and Commercial Bank of China. The annual interest rate of the loan is updated monthly with LPR, and the minimum annual interest rate is 0.5% of LPR, which can be said to be very low and quite reliable.
2. China Post Consumer Finance Plus Postal Loan
China Post's consumer finance was initiated by China Postal Savings Bank, with a reliable bank background, and the annualized interest rate pricing range was 10.8%-23.76%.
3. Safe little orange blossom
Ping An Xiaojuhua is a loan product of Ping An consumer finance, and it is also a regular licensed institution with a background of Ping An Bank. Annualized interest rate 14%-24%.
4. Microfinance
Tencent's micro-loan has been well known to the public and its brand is reliable. The daily interest rate ranges from 0.02% to 0.05%, and generally qualified users get an interest rate of about 0.03%.
5. Sorry
Borrow Bai is a subsidiary of Ant Group, and its strength is undoubtedly natural and reliable. From Alipay official entry, the daily interest rate ranges from 0.015% to 0.06%. According to feedback from most netizens, the real interest rate is 0.035%-0.04%.
6.JD.COM gold bars
JD.COM Gold Bar is a subsidiary of Jingdong Finance, with reliable background strength. The annualized interest rate is as low as 9. 1%, and the daily interest rate is as low as 0.0 19%.
7. Have money to spend
Qianhua is owned by Baidu Finance, a former subsidiary of Xiaoman Finance, and its brand is reliable. The annualized interest rate is as low as 7.2%, and the daily interest rate is 0.02%.
8360 IOUs
360 IOUs belong to 360 finance department, 1 0,000 yuan loan 1 year. The daily interest rate is as low as 1 cent, and the annualized comprehensive interest rate is as low as 7.2%. It is also a low-interest and reliable online lending platform.
9. Comfortable flowers
Comfortable flowers will be launched immediately with a formal license, with a minimum daily interest rate of 0.02%. It is understood that the maximum daily interest rate does not exceed 0.0483%, and the interest rate is already very low.
10, Didi loan
Didi Loan is a loan product provided by Didi Finance, which is based on Didi's behavior. The daily interest rate is the lowest 1.2, and the annualized interest rate is as low as 7.3%.
Which lending platform has the lowest interest?
Dear ~ hello
1. Bank: After the bank's loan interest rate fluctuates on the benchmark loan interest rate stipulated by the state, the annual interest rate is generally around 5%~8%, and the conversion daily interest rate is only around 0.0 15%~0.025%, which is undoubtedly the platform with the lowest loan interest rate.
2. Ant loan: the daily interest rate of ant loan is between 0.025% and 0.05%, the loan period is 6 months and 12 months, and the amount is between1-300,000. It is a loan product with low interest rate in the current loan platform.
3. Online business loans: online business loans in Alipay have a daily interest rate of 0.0 18%~0.045%, a loan term of 12 months, and a loan amount of 30 million to 1 10,000, which can be said to be a platform with a very low loan interest rate.
4. Micro-loan: The daily interest rate of micro-loan is between 0.045% and 0.05%. Most people's daily interest rate is 0.05%, and the loan amount is generally between 1 0,000 ~ 200,000. It is also a loan product with relatively low interest rate.
Which platform has the lowest and most reliable loan interest?
The following platforms have low interest rates and are more reliable:
1, money to spend: a well-known lending platform, not many degrees, you may not know! But you must know Baidu, so I won't say much here! Formerly called "Baidu has money to spend", the existence of T 1 team level is reliable!
2. Paipai Loan: the first P2P peer-to-peer lending platform in China and a personal credit online lending platform. At present, China Merchants Bank provides a fund depository system for auction loans. The purpose of its establishment is to provide a safer and more efficient platform to make the lending behavior between individuals more standardized, safe and effective.
3. Borrowing: As long as the sesame credit score is above 600, you can apply for the loan service launched by Alipay.
4. Micro-loan: In addition to Alipay's ant loan, the most recommended is micro-loan, which is very suitable for young people now, because it has brought convenience to hundreds of millions of people through the most commonly used WeChat official account.
5, 360 loan: backed by Qihoo 360, it has a high reputation. Security itself is to do network information security. In terms of big data, there are also many precipitates.
Which platform has low loan interest?
Here are a few platforms that are easy to pass with low interest in loan forms. It is recommended to choose carefully:
1 and 360 IOUs are personal and microfinance platforms under the umbrella of Fuzhou Sanliuling Network Co., Ltd. Relying on the advanced Internet security technology and big data technology of 360 Technology Group, and based on massive user credit data and behavior data, it is committed to improving the domestic personal credit information system, improving the efficiency of financial services, reducing costs, and providing safe, stable and convenient consumer loan financial services for all social groups with financing needs. Borrow from 500 yuan, up to 200,000 yuan, and cash will arrive in seconds. The daily interest rate of the loan is at least 0.027%, and the daily interest rate of 1 0,000 yuan is only 27 cents.
2. The province is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd., and insists on "not doing" as the product bottom line, providing high-quality and low-interest billing installment services for young people. Sources of funds: Yin Bei Consumer Finance, Harbin Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC baixin bank, etc. We will recommend appropriate formal financial institutions to provide loan lines according to your personal situation, so as to make safe funds more secure!
3. Zhongan Small Loan is an unsecured pure online consumer credit platform launched by Chongqing Zhongan Co., Ltd., focusing on providing instant loan services for individuals and small and micro business owners. Based on mature and professional risk control ability, the overall evaluation of customer credit is carried out. The upper limit of three-step loan is as high as 200 thousand, and the loan is released within 5 seconds on average.
4. "Qianhua" is the brand of Xiaoman's financial credit service. It uses artificial intelligence and big data risk control technology to provide users with convenient, fast and safe loan services. 1. High loan amount: the maximum loan amount can reach 200,000 yuan (subject to actual approval). 2. Fast loan approval: online application, quick approval and quick receipt. 3. Transparent interest rate and flexible repayment: the daily interest rate of the loan starts from 0.02%, and various repayment channels are supported.
5. Staged music is a staged consumption platform under Lexin, which advocates young people's moderate consumption. With products and services that are more understanding of young people, more secure and warmer, it has become a reliable choice for 654.38 billion users to shop by stages. Shopping by installment: China Bank is authentic, and the quality is guaranteed. High-quality experience: the installment period is flexible, and credit cards can be supported. Safety: Bank-level risk control team escorts. Anxin loan: the cost is transparent, and the comprehensive annualized cost is as low as 10%.
6, JD.COM gold bar loan service, moderate consumption to open credit life. JD.COM Gold Bar is a cash lending service tailored for users with good credit in JD.COM. The maximum loan is 200,000 yuan, and the daily interest rate is about 0.05% with reference to the daily interest rate (annual interest rate 18.25%). It usually takes 30 minutes to receive it.
7. Lexiang Loan provides users with professional, intelligent, safe and convenient cash loans. You can complete the loan application online with your ID card, and the loan can be released in 5 minutes at the earliest! According to the actual situation of users, provide a loan line of 20W! The daily interest rate is as low as 0.02%.
Which loan platform has low interest on borrowing money?
What are the formal low-interest legal loan platforms? These can't be missed.
1, borrowed by ants
Ant Financial is a regular licensed organization, and the platform application portal is placed on Alipay, which has high security performance. The daily interest rate is generally between 0.0 15%-0.06%, and the annual interest rate is 5.48%-2 1.9%, which is low interest and protected by law.
2. Microfinance
Weizhong bank products, formal lending institutions, the application entrance can only be opened through Tencent's official invitation, and the converted annual interest rate is 7.3%- 18.25%, even lower than the present value of private lending rate which is not more than 4 times the LPR interest rate, which is very low and completely within the scope of judicial protection.
, just find a small sum of money, that is, the original Baidu Finance, the loan amount ranges from 5 million to 200,000, the annualized interest rate starts from 7.2%, 1 yuan 2 yuan Borrow 1 day interest, daily interest, unsecured, pure credit, full-time ID card bank card online application, the fastest approval in 30 seconds, 1 minute,.