After all, they all signed the same insurance contract with the same insurance company in the end.
Now there are some insurance agencies that can provide better services for the insured and the insured.
While you are free today, let's get to know the insurance agency Golden Axe and see if it is as brilliant as it is rumored.
1. Is the Golden Axe Mercury platform reliable?
Golden Axe belongs to the top asset allocation service platform in China, and Mercury Insurance is actually a sub-brand established by Golden Axe, which is essentially an insurance agency.
Previously, Golden Axe was invested by international venture capital Sequoia Capital and China Merchants Group, a large central enterprise, as well as listed companies Bridge Capital, Renren Company, Huaxi Shares, and well-known domestic venture capital Songhe Capital and Zheng Xingu Innovation Capital.
Moreover, we must know that Golden Axe Mercury Insurance was established according to law with the approval of the China Insurance Regulatory Commission. Obtain the agency right, and have the industrial and commercial business license and the insurance agency business license.
It is worth noting that it is not easy to establish an insurance agency. The promoters must comply with laws and regulations, and the registered capital is above the minimum amount. Articles of association that meet the requirements of the law may be established.
Among them, if it is a professional insurance agency, it is required to have a registered capital of not less than 2 million yuan, while the business area allows the establishment of professional insurance agencies outside the provinces, autonomous regions and municipalities directly under the Central Government where it is registered, with a higher registered capital of not less than 6,543,800 yuan.
In addition, it must be approved by the CBRC before it can be established, and the CBRC will also implement dynamic supervision on its operation after its establishment.
Still, the insurance agency is trustworthy.
I also want to know more about whether the online insurance platform is reliable. You can look here:
"Is insurance reliable from the media platform? Is it safe to buy insurance? How is the service? 》
2. What is an insurance agency?
Insurance agent, in fact, is a company specializing in insurance agency business, which will help insurance companies to explore the insurance market and assist insurance companies in claims investigation.
Generally speaking, the establishment of an insurance agency must be approved by the China Banking Regulatory Commission, obtain a business license for insurance agency business, and go through industrial and commercial registration procedures before engaging in insurance agency business.
Compared with insurance companies, insurance agencies bring together insurance agents with strong professional ability, which can provide better services for the insured and the insured and effectively provide insurance plans for the insured and the insured.
At the same time, the insurance brokerage companies in online insurance channels are similar, and they can customize insurance plans according to the actual situation, make reasonable insurance plans for consumers, and at the same time, the product selection space is relatively wide.
But the qualifications of insurance brokerage companies are mixed. Before choosing an insurance brokerage company, you can look at this detailed strategy:
How to choose a good insurance brokerage company? 》
Third, how to buy insurance for the Golden Axe Mercury Insurance Platform?
The four steps of buying insurance on Golden Axe Mercury Insurance Platform are: 1, signing up for Mercury insurance service, 2, analyzing demand, making plans, 3, explaining plans, answering questions, 4, implementing plans and providing follow-up services.
Its insurance planner will provide exclusive solutions for the insured according to the personal family financial situation and AI intelligent system, and will also bring services such as assisting in insurance, providing policy custody and claims assistance.
But in fact, what insurance is configured on which platform is basically the same.
The reason is that the utility of insurance is to avoid risks, and what kind of insurance is suitable for buying is closely related to what risks the current age needs to face.
As far as children are concerned, it is generally recommended to start with critical illness insurance, medical insurance and accident insurance. Family economic pillars recommend critical illness insurance, medical insurance, accident insurance and life insurance. For the elderly, it is advisable to equip them with critical illness insurance (or cancer insurance), medical insurance and accident insurance.
In addition, many insurance institutions and insurance brokerage companies can make personalized plans according to the actual security needs and financial situation of individuals.
At the same time, before buying insurance, I suggest you also know some key knowledge points to prevent being pitted:
Before buying insurance, you must first understand these key knowledge points! 》
Fourth, what do you think of the insurance platform?
At present, the well-known insurance agency platforms on the market include Alipay's ant insurance agency platform, WeChat's micro-insurance agency platform, and also well-known insurance brokerage companies such as Wutongshu, Mingya Insurance and Shi Sheng Chuangfu.
Generally speaking, the choice of insurance platform can not only look at fame, but also be comprehensively compared from the aspects of license plate, company strength, word of mouth and service.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
If the above content has not solved your problem, you can also come to the official account of WeChat to learn to bully and say that insurance consulting me;
I give you the most professional advice based on many years of experience in configuring insurance for 10W+ families.
WeChat official account: Xueba said that insurance costs less, buy the right insurance!