Need to be reminded: never pay any fees before lending.
Generally speaking, there is a certain threshold for loans. Generally, fraud companies only think about how to make money for him, what margin, intention money, paying interest in advance and so on. General formal institutions should verify your basic information, such as monthly income, work place, good credit, assets under your name, etc. I have done all these things before, and whether I can get a loan depends on my own situation. I think everyone agrees. Only those who have experienced it personally are qualified to say it.