Practitioners should choose qualified banking financial institutions as fund depository institutions to manage and supervise clients' funds, so as to realize separate account management of clients' funds and employees' own funds. The customer's fund depository account shall be subject to independent audit, and the audit results shall be disclosed to the customer.
Employees should fully disclose information to customers and timely disclose relevant information about their business activities and financial status to investors; The trading methods, rights and obligations of participants shall be explained in detail to all participants, and sufficient risk warnings shall be given; It is necessary to study the establishment of a qualified investor system for Internet finance and improve the level of investor protection.
Extended data:
Minsheng Easy Loan is mainly aimed at wage earners and car owners. The maximum amount of application is 200,000 yuan, and the longest service period is 18 months. The loan application conditions are as follows:
1. The applicant should be between 24 and 50 years old and a citizen of China with full capacity for civil conduct;
2. Personal credit information is good, and the accumulated overdue records in the past year are no more than 2 times, each time no more than 20 days;
3. Have a legal and stable job and economic income source, and have the ability and willingness to repay the loan principal and interest on time;
4. Have a certificate of permanent residence of the loan bank or a resident ID card and a personal fixed residence;
5. Meet other conditions stipulated by Minsheng Bank, and be able to provide loan guarantees and other supporting materials recognized by Minsheng Bank.
Baidu Encyclopedia-Minsheng Easy Loan