The "chicken soup" in the "chicken soup for the soul" originally means that it is nutritious and beneficial to health, and it refers to the adjustment of mental health and mental state. However, although "chicken soup" is good, drinking too much is also harmful. "Chicken soup" is nourishing and curing diseases, but it is not an antidote to bring back the dead. Stones don't shine wherever they go. Do you blame "chicken soup" for its poor efficacy? Are you naive or "chicken soup" is too incompetent?
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.