1. Product background: Immediate loan is a credit loan product of Immediate Finance, which is a licensed formal consumer finance company and allows personal consumption loans, so Immediate loan is a formal online loan product.
2. Central bank cooperation: the loan records of spot loans were collected at the meeting. Whether it is normal repayment or overdue repayment, the records will be truthfully uploaded to PBOC credit information system.
3. Product interest: The daily interest rate of products is 0.48%, which is not too high compared with loans, micro-loans and JD.COM gold bars.
4. Collection: For overdue loans, instant loans are mainly SMS collection and telephone collection. Although there are many phone calls, it is not a violent collection.
For more information about whether the instant loan is formal, please go to:/ask/7338551615373936.html? Zd view more content