1. Bank of China is one of the four state-owned commercial banks in China, and it is an enterprise legal person established in accordance with the provisions of the Commercial Banking Law and the Company Law. Its main business types are absorbing public deposits, issuing loans and handling settlement business.
2. Bank of China is a large state-owned bank managed by the central government, which belongs to the national deputy ministerial level unit. China Bank is the most internationalized and diversified bank, and users can choose to handle foreign-related business in China Bank. The main business scope of China Bank is corporate, personal finance, capital business and international capital business.
As for basic financial services, such as deposit and withdrawal, transfer, handling credit cards, etc. , China Bank, China Bank can meet the daily needs of most users.
3. Article 2 of the Law of People's Republic of China (PRC) Commercial Bank: The term "commercial bank" as mentioned in this Law refers to an enterprise legal person established in accordance with this Law and the Company Law of People's Republic of China (PRC) to absorb public deposits, issue loans and settle accounts.
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The word "bank" comes from Banca, Italy. Its original meaning is bench and chair, which is the business appliance of the earliest money changer in the market. English translation into Bank means the cabinet for saving money. In China, it is called "bank" because of the history of China's economic development.
Banks are financial institutions established in accordance with the law to operate monetary credit business, and they are the products of the development of commodity monetary economy to a certain stage. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities.
Central Bank: China People's Bank is the central bank of China.
State-owned policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China Development Bank.
State-owned commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications.
Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, UBS Group AG, Societe Generale, etc.
World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards.
In the history of our country, silver has always been one of the main monetary materials. "Silver" often represents money, while "bank" is the title of large commercial organizations. Calling a large financial institution dealing with money a bank was first seen in the Book of History by Hong Ren of the Taiping Heavenly Kingdom.