1, with the ability to repay bank loans. Including the deposit of not less than the down payment for car purchase stipulated by the bank in the accounting department of the bank during the loan application period.
2. Provide recognized guarantee to the bank. This may include the company's business license, organization code certificate and other documents, as well as other materials required by the bank.
3. Keep a good credit record and no bad credit record.
4. Open an ordinary account or basic account in a bank.
5. Hold a valid loan card issued by the People's Bank of China.
6, tax registration according to law, and pay taxes according to the chapter. When applying for a loan, the company needs to apply to the bank and submit relevant materials. After being approved by the bank, the two parties sign a loan contract and a guarantee contract, and can go through relevant notarization and mortgage registration procedures. After the loan is approved, the bank will directly transfer the money to the car dealer's account. The company needs to repay the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract. It should be noted that vehicles purchased with loans in the name of the company can usually only be included in after-tax expenses and cannot be used for tax deduction.