What are the advantages of buying a fund when raising funds? How should I buy a fund to make myself immediate? I believe everyone is curious. The following is the so-called fund-raising period compiled by Bian Xiao. I hope I can help you.
What is the fundraising cycle?
Fund raising period refers to a period of time after the fund is established to raise funds from investors. During the fundraising period, the fund company issuing the fund will publicize and sell the fund to investors to attract investors to buy fund shares.
What are the important functions of the fund-raising period?
Absorbing funds: the raising period is the time window for the fund to absorb investors' funds. Fund companies publicize the characteristics, investment strategies and expected returns of the fund to investors through the raising period, so as to attract investors to buy fund shares, thereby increasing the fund scale.
Planning and portfolio construction in advance: the fund raising period provides the fund company with time for planning and portfolio construction. During the fundraising period, the fund company can plan and prepare suitable investment varieties in advance according to the expected fundraising amount, so as to invest quickly after the fund is established.
Diversification of risks and steady operation: the goal of the raising period is to attract as many investors as possible to buy the fund, which is helpful to diversify the risk of the fund. When the raised funds are scattered among multiple investors, even if a single investor redeems its share, it will not have a significant impact on the operation of the fund.
Market testing and demand assessment: the fund-raising period also provides opportunities for market testing. Fund companies can evaluate investors' demand for specific funds through sales during the raising period, and adjust and optimize the subsequent fund issuance and operation.
Contact and communication between investors and fund companies in the early stage: the raising period is an opportunity for investors to establish communication and contact with fund companies. At this stage, investors can ask questions to the fund company, learn more relevant information, and have a deeper understanding of the characteristics and investment strategies of the fund.
Income from purchasing funds during the raising period
A fund generally has the following time periods: raising period, closed period and open period. Investors can buy during the raising period and open period, but investors cannot buy during the closed period. So, what are the benefits of investors buying funds during the fundraising period?
1. In the fund raising stage, in order to raise funds as soon as possible, the fund company will discount the rate, thus reducing the subscription cost of investors, that is, reducing the cost of investors.
2. Investors buy funds during the fundraising period, which is essentially a low-priced subscription fund. If the fund purchased during the issuance period is a good investment product, the future market return will be very considerable. At the same time, the risk of net value decline of low-priced subscription funds is relatively low.
At the same time, during the fund raising period, after the subscription period, the fund company will confirm the interest generated by the fund during the fund raising period to investors in the form of shares, and the income generated by the fund bought after the opening of the position is reflected in the net value.
What does the fund-raising period mean?
The fund raising period refers to the fund share raising period stipulated in the fund contract and prospectus and approved by the China Securities Regulatory Commission. Generally, it is 1 to 3 months from the date of fund share sale, and the longest is no more than 3 months.
The so-called fund raising period is from the announcement of the fund prospectus to the establishment of the fund, which can actually be said to be the issuance period of the fund. During this period, the fund company will sell the fund through direct sales, consignment agencies or banks.
The fund raising period is the time when the fund raises funds, so you can consider buying.
Advantages of new fund subscription during the fundraising period
1. The new fund is very cheap. The net value of the new fund is 1, that is, 1 yuan, which is relatively cheap.
2. the handling fee is cheap. During the fundraising period, fund companies will raise enough funds as soon as possible in the future, and the interest rate will be discounted to reduce the cost of investors.
3. The new fund can avoid risks. The new fund has a three-month closure period. If the market is not good in these three months, the fund manager can choose not to open a position or to open a position less. During the closed period, the fund is not affected by the market and achieves the purpose of avoiding risks in disguise.