The supervision department of bank wealth management products is

The supervision units of banks are CBRC and local banking regulatory bureaus. The CBRC mainly examines and approves the establishment, alteration, termination and business scope of banking financial institutions according to the conditions and procedures prescribed by laws and administrative regulations. Legal basis: Article 62 of the Law of People's Republic of China (PRC) Commercial Bank, the State Council Banking Regulatory Authority has the right to inspect and supervise the deposits, loans, settlement and bad debts of commercial banks at any time in accordance with the provisions of Chapters III, IV and V of this Law. During inspection and supervision, the inspection and supervision personnel shall produce their legal certificates. Commercial banks shall provide financial and accounting materials, business contracts and other information related to operation and management in accordance with the requirements of the State Council Banking Regulatory Authority. Banks are one of the financial institutions. Banks are divided into central banks, policy banks, commercial banks, investment banks and the World Bank, with different responsibilities. Central Bank: China People's Bank is the central bank of China. Responsibilities: Implement monetary policy, macro-control the national economy, supervise and manage financial institutions and even specialized financial institutions in the financial industry. Policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China National Development Bank. Responsibilities: Financial institutions that participate in or guarantee shares, engage in policy financing activities directly or indirectly in specific business areas for non-profit purposes, and serve as tools for the government to develop the economy, promote social progress and conduct macroeconomic management. Commercial banks: including China Industrial and Commercial Bank, China Agricultural Bank, China Bank, China Construction Bank, China Postal Savings Bank and Bank of Communications. Responsibilities: Financial institutions that act as credit intermediaries through deposits, loans, remittances and savings. Commercial banks are one of the most important financial institutions, and their main business scope includes absorbing public deposits, issuing loans and discounting bills. Investment banks: including Goldman Sachs, Morgan Stanley, Citigroup, Wells Fargo, Societe Generale, etc. Responsibilities: Non-bank financial institutions engaged in securities issuance, underwriting, trading, enterprise restructuring, mergers and acquisitions, investment analysis, venture capital, project financing, etc. World Bank: It is used to help countries overcome poverty. Various institutions play a unique role in alleviating poverty and improving living standards. China's banking industry refers to financial institutions, non-bank financial institutions and policy banks such as the People's Bank of China, regulatory agencies, self-regulatory organizations, commercial banks, urban credit cooperatives and rural credit cooperatives established in People's Republic of China (PRC). Banks are the main body of modern financial industry and the hub of national economy.