Guangzhou medical insurance unit partially draws personal accounts.

First, the insured who pay the basic medical insurance premium for urban workers on time, and the medical insurance management department transfers the personal account funds to the personal medical account established for each insured person in accordance with the prescribed proportion every month. Personal medical accounts can be accumulated, accumulated and inherited. Personal medical accounts are included in the base: the monthly payment base of basic medical insurance for employees in that year, and the average monthly salary of retirees in this city in the previous year. After deducting the outpatient co-ordination fund, the actual monthly payment ratio of individual medical accounts is:

2% are under the age of 35;

(two) over 35 years old to 45 years old is 3%;

(3) 3.8% from the age of 45 to before retirement;

Retirees 4. 1%.

Two, the insured in Guangzhou social medical insurance co-ordination area, you can use personal medical account funds to pay the following expenses for themselves and their relatives:

(1) Paying social medical insurance premiums.

(two) the medical expenses incurred in the designated medical institutions of medical insurance in this Municipality shall be borne by individuals.

(three) the cost of vaccination and physical examination in the designated medical institutions of medical insurance in this Municipality.

(four) the cost of purchasing drugs and medical consumables in the designated retail pharmacies of medical insurance in this Municipality.

Three, to participate in the medical insurance for flexible employees and the basic medical insurance for migrants, the insured does not set up a personal medical account, and the medical insurance card is not included in the funds.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.