1. Compliance with laws and regulations: fund transfer transactions shall comply with relevant laws, regulations and regulatory provisions to ensure legal compliance.
2. Security and confidentiality: Measures should be taken to ensure the security and confidentiality of fund transfer transactions and prevent information leakage and illegal operation.
3. Clarity: The fund transfer transaction should be clear and clear, including information such as transaction amount, transaction object and transaction purpose, so as to ensure that the transaction is true and effective.
4. Traceability: There should be enough transaction records and vouchers for fund transfer transactions, which is convenient for checking and tracking the transaction process and the whereabouts of funds at any time.
5. Effective risk control: Risk control should be strengthened in fund transfer transactions, including pre-transaction approval process, fund splitting, transaction time, etc., to reduce transaction risks and adverse effects.
6. Fairness and justice: fund transfer transactions should be fair and just, avoid improper interest transfer and illegal operation, and maintain normal market order and business reputation.
The fund transfer transaction is an enterprise internal fund transfer and inter-bank transfer transaction, and the following matters should be noted:
1. Compliance with laws and regulations: the fund transfer transaction needs to comply with relevant laws, regulations and regulatory provisions to ensure the legal compliance of the transaction.
2. Fill in the transaction information accurately: when filling in the transaction information of fund transfer, it needs to be accurate, including the transaction amount, transaction object, transaction purpose and other information to ensure the authenticity and validity of the transaction.
3. Check account information: Before initiating a fund transfer transaction, you need to carefully check the account information of the payee to ensure that the account information is accurate.
4. Strengthen risk control: When conducting fund transfer transactions, strengthen risk control, including pre-transaction approval process, fund splitting, transaction time, etc., to reduce transaction risks and adverse effects.
5. Keep the account password: Before initiating the fund transfer transaction, you need to keep the password of the relevant bank account to prevent the password from being leaked and stolen by criminals.
6. Pay attention to confidentiality: When conducting fund transfer transactions, you need to pay attention to confidentiality, especially sensitive information such as business privacy and customer information. Ensure the security and confidentiality of the transaction.
7. Audit the running account: After receiving the running account or bill text message sent by the bank, you should carefully review and confirm it to avoid omission or wrong flow of funds.
8. Inform the bank in time: In case of abnormal changes in funds or theft of bank cards, notify the bank in time to prevent criminals from using bank cards for illegal operations.