Small loan companies are the main channel for private enterprises to borrow. Borrowing money through small loan companies has many advantages: low threshold, fast lending and easy application. Generally, borrowing money through small loan companies, the amount is below 6,543,800+million, and the maximum is 200,000. However, small loan companies have higher interest on borrowing money. If you need money urgently, you might as well go to a flexible small loan company for a loan.
2. Investment companies
Investment companies are also one of the ways for people who are short of money in business to borrow money. Borrowing money from investment companies has a large amount and a long term, and the interest is more favorable than that of small loan companies, but the application conditions will be stricter. Generally, the borrower is required to operate for more than 1 year, and the monthly average flow is also required.
3. Banks
Borrowing money from the bank is the most traditional way to do business. Banks borrow a lot, and the interest rate is very low, but the corresponding lending is very slow and the threshold is very high. Generally speaking, only high-quality customers of banks, or customers with bank financial assets such as real estate, large deposits and national debt, can borrow money from banks.