According to the Letter on the Identification of State-owned Companies and Enterprises, state-owned enterprises can be divided into broad sense and narrow sense. State-owned enterprises in a broad sense are enterprises with state capital, which can be divided into pure state-owned enterprises, state-owned holding enterprises and state-owned shareholding enterprises. State-owned enterprises in a narrow sense are pure state-owned enterprises. Hengfeng bank, namely hengfeng bank Co., Ltd., was established on June 23rd, 1987 165438, and its headquarters is located in Lixia District, Jinan City. Hengfeng bank's business scope: absorbing RMB deposits and issuing short-,medium-and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Inter-bank loans; Providing letter of credit services and guarantees; Act as a down payment, etc.
At present, there are 12 national joint-stock businesses in China, and hengfeng bank is one of them. Its predecessor was hengfeng bank, Yantai Housing Savings Bank, and it was founded in 1987, with the full name of hengfeng bank Co., Ltd., and was restructured into hengfeng bank Co., Ltd. with the approval of the People's Bank of China in 2003. 20 19 completed the reform of equity marketization and set up accounts.
Shareholders of hengfeng bank: Yantai Finance Bureau, Yantai Electric Power Development Co., Ltd., Yantai Huian Construction Engineering Co., Ltd., Jining Shitong Chemical Fiber Textile Co., Ltd., Shandong Continental Enterprise Group Co., Ltd., etc.
Hengfeng bank characteristic business
1. Personal business: hengfeng bank retail finance aims to create value for individual customers, and aims to provide personalized, all-round and diversified financial management products for customers at different levels, so as to help customers use funds conveniently, efficiently and safely and realize the goal of preserving and increasing the value of personal assets.
2. Corporate business: hengfeng bank practices the concept of "financial support for the real economy", constantly strengthens internal innovation in recent years, introduces big data technology around industrial chains and platform enterprises, explores the implementation of the credit factory model, and strives to provide convenient and efficient comprehensive financial solutions for corporate customers.
Hengfeng bank has built a special service brand for small and medium-sized enterprises-"Fortune Hengtong". After three years of practice, we have completed the integration from process, approval, service, authorization, management, assessment to background scientific and technological support.
At the same time, according to the needs of "agriculture, countryside and farmers" economy and agriculture-related enterprises, hengfeng bank Chengdu Branch simplified the examination and approval procedures of innovative loans, changed the original situation that large and small enterprises participated in the loan examination meeting in a unified way, and small and micro enterprises took the retail channel to highlight key points in different categories, thus shortening the examination and approval time of agriculture-related enterprises.
3. Asset securitization business:
In order to better serve the real economy, hengfeng bank actively began to try asset securitization business on 20 15, and realized the leap-forward development of this business from scratch.
20 15 On February 3rd, the first credit asset securitization product "Hengfeng 20 15" issued by hengfeng bank was successfully issued in the interbank market.
4. Business innovation of "five major sectors and seven major banks":
First, companies and investment banks, including trading banks and investment banks; Second, the interbank and financial market sectors, including banks' banks; The third is the field of asset management and private banking, including asset management banks and private banks;
Fourth, M bank plate, including M bank and credit card bank; The fifth is the innovation sector, including Hengfeng Innovation Garage, Hengfeng Venture Capital, Hengfeng Crowdfunding, Big Data Platform and Financial Cloud Platform.