1. Make an appointment with the bank account manager in advance or bring relevant materials;
2. Sign and seal relevant documents under the guidance of the account manager;
3. It usually takes 5 working days for the bank to submit the relevant information to the central bank, and the central bank will issue an account opening permit;
4. Wait for the account manager to inform for evidence collection, receipt card, U shield, etc.
5. Carry out the remaining operations such as account deposit under the guidance of the account manager.
New enterprises need the following documents to open an account:
1. An enterprise as a legal person shall issue the original business license of the enterprise as a legal person. An enterprise as a legal person shall issue the original business license. Private non-enterprise organizations shall issue private non-enterprise registration certificates. The permanent establishment of the enterprise shall be approved by the local government department. The representative office and office of an enterprise in China shall issue a registration certificate issued by the national registration authority. Industrial and commercial households shall issue the original business license of individual industrial and commercial households. People's committees, villagers' committees and community committees shall issue the approval or certificate of their competent departments, and other organizations shall issue the approval or certificate of the competent government departments. When the unit opens an account, the original and photocopy of the above documents shall be issued in duplicate.
2 taxpayers engaged in production and operation shall also issue the original and photocopy of the national and local tax registration certificate issued by the tax authorities.
3, enterprises, institutions, social organizations, institutions in China, etc. You should apply for an organization code certificate, and you should also issue the original and duplicate of the organization code certificate.
4. The person in charge of the legal person or unit shall handle it with his/her identity certificate and photocopy. If another person is authorized to handle it, a power of attorney stamped with the official seal of the unit shall also be issued, as well as the identity certificate and photocopy of the person in charge or agent of the legal person or unit. The bank shall keep a copy of the power of attorney and ID card and keep them in the account opening file.
5. If the account is not opened in basic deposit account, the original and photocopy of the basic settlement account opening permit shall be provided.
After an enterprise registers to open an account in a bank, it can begin to prepare for the use of bank accounts, such as the establishment of a financial system by the financial department, the establishment of various daily bills, a fund management system, a reimbursement process, and the purchase of financial software suitable for its own salary.
Legal basis: Paragraph 2 of Article 28 of the Measures for the Administration of Bank Card Business. Any unit that opens a basic account in a domestic financial institution shall apply for a unit card with an account opening permit issued by the People's Bank of China.