Provide safe and efficient loan services.
"Flash Loan" is another original achievement of Zhangzhong Technology in the field of mobile payment services after flash payment of POS machines. "Lightning Loan" is a safe loan service provided by Zhangzhong Technology and China UnionPay.
"Lightning loan" does not need to go through complicated procedures. Users only need a smart phone to complete the loan procedures, which meets the needs of small loans.
The "lightning loan" method completely abandoned the traditional P2P loan credit review mode and handed over all the credit review work to WeChat. Wechat is the product of the development of modern information society to a certain height. On WeChat, individuals are no longer simple individuals. As long as you use WeChat, every link will leave traces every day, and lightning borrowing is to collect these traces through WeChat and combine them into a person's credit rating report to complete the credit review.
Zhang Zhong Technology's "lightning loan" WeChat WeChat official account passed Tencent's certification. Tencent's certification of WeChat WeChat official account has to go through the legality review of the subject and the qualification review of related rights, which is very strict.
How to get the loan amount?
Individuals who use Zhangzhong Technology's lightning loan can obtain the loan amount through two authentication methods:
One is to pass advanced certification and provide relevant certificates, so that you can lend money quickly, which is the traditional credit audit mode;
The other is an innovative loan line, which lends its own funds to other users who need money badly, and can borrow money from other users when they need money.
Personal information, bank account number and micro-signal all need to be trusted before using the loan amount of lightning loan. These elements include a person's basic situation, including financial information, consumption level, social circle, repayment ability, authenticity and so on. If it meets the requirements, lightning loan will immediately transfer the loan to the borrower's bank card.
Zhang Zhong Technology's "lightning loan" was widely sought after once it was launched, but at the same time it also raised people's concerns about the security of lending, which all institutions trying to borrow on WeChat must face. How to avoid risks can only be left to these institutions to answer.