Strict supervision and high-pressure situation continues, and the banking industry reproduces a fine of 100 million yuan!
On the evening of 65438+ 10 19, Sichuan Banking Regulatory Bureau released six administrative penalty information disclosure forms in one breath, and Shanghai Pudong Development Bank Chengdu Branch was fined 4601.75 million yuan according to law.
Moreover, the hot headline of CBRC in official website also updated the article "CBRC investigates and deals with cases of illegal loan issuance by Chengdu Branch of Shanghai Pudong Development Bank according to law".
Official website of China Banking Regulatory Commission
Why was Pudong Development Chengdu Branch punished?
During the on-site inspection, China Banking Regulatory Commission found that there were serious irregularities in Chengdu Branch of Shanghai Pudong Development Bank, and immediately asked the head office of Shanghai Pudong Development Bank to send a working group to conduct a comprehensive inspection of Chengdu Branch.
Through regulatory inspection and internal verification in accordance with regulatory requirements, it was found that Chengdu Branch of Shanghai Pudong Development Bank covered up non-performing loans and illegally handled credit, interbank, wealth management, letters of credit and factoring business by fabricating false purposes, splitting credit and ultra vires approval. And granted a credit of 77.5 billion yuan to 65,438+0,493 shell enterprises in exchange for relevant enterprises to contribute to the non-performing loans of Chengdu Branch of Shanghai Pudong Development Bank.
For this case, the CBRC characterized it as "an organized fraud case led by Chengdu Branch of Shanghai Pudong Development Bank, involving a huge amount of money, hidden means, bad nature and profound lessons". The China Banking Regulatory Commission pointed out that this case exposed many problems of Shanghai Pudong Development Bank Chengdu Branch: First, internal control was seriously ineffective; Second, one-sided pursuit of ultra-high-speed development of business scale; Third, the awareness of compliance is weak; In addition, it also reflects that the head office of Shanghai Pudong Development Bank has neglected the abnormal situations such as zero long-term non-performing loans, improper assessment and incentive mechanism, ineffective implementation of rotation system and insufficient attention to risks prompted by regulatory authorities.
It is reported that under the overall guidance of the CBRC, the Sichuan Banking Regulatory Bureau has formulated and implemented the "Special Supervision Measures", implemented the "Resident Supervision" and carried out a number of special investigations and treatments. By the end of September, 2065438+2007, Chengdu Branch of Shanghai Pudong Development Bank had basically completed the rectification of illegal business.
Sichuan Banking Regulatory Bureau fined Shanghai Pudong Development Bank Chengdu Branch 462 million yuan according to law; The former president, two vice presidents, 1 department head and 1 branch president of Chengdu Branch of Shanghai Pudong Development Bank were respectively banned from banking business for life, disqualified from senior management, warned and fined.
It is worth noting that not only Pudong Chengdu Branch was fined, but also Sichuan Banking Regulatory Bureau was held accountable.
According to the disclosure of the China Banking Regulatory Commission, in view of the fact that the Sichuan Banking Regulatory Bureau did not conduct a comprehensive and in-depth investigation on the relevant risk clues of Shanghai Pudong Development Bank Chengdu Branch, the supervision and supervision were weak, and the supervision rating was distorted, the Party Committee of the China Banking Regulatory Commission instructed the Party Committee of the Sichuan Banking Regulatory Bureau to deeply reflect, learn a lesson, and seriously hold accountable the former principal responsible persons of the Sichuan Banking Regulatory Bureau and other relevant responsible persons and give disciplinary sanctions.