First, the choice of insurance. When choosing insurance, it depends on which insurance is more suitable for you.
At present, all kinds of insurance clauses sold in the national market in China are basically the same. So if you choose an insurance, such as medical care, you can compare the medical insurance of different companies. Although they are all medical insurance, the focus of each company may be different. You can choose one that focuses more on your needs.
Second, the choice of solvency of insurance companies. The main purpose of insurance is to obtain protection by transferring risks. So it depends on the economic strength of the insurance company. Economic strength is mainly reflected in capital, premium income and operating conditions. Therefore, only companies with good operating conditions and stable premium income are reliable.
Third, the service quality of insurance companies. An insurance company with good service quality can think of the insured and observe the service concept from all angles from the beginning of customer insurance. In the event of insurance liability, customers can get claims in time.
Fourth, the quality of the agent. An agent with good quality, when designing insurance policies for customers, can proceed from the actual needs of customers and not blindly pursue high premium income. In the guarantee service of insurance policy, we can establish the concept of long-term service, rather than the short-term behavior of blindly pursuing interests.
Fifth, the geographical location of insurance companies. An enterprise with multiple branches should also be a condition for us to choose an insurance company. This is because, if the customer once moves or goes out of danger in a different place, and there is no branch of this insurance company in the local area, this will undoubtedly cause a lot of inconvenience to the customer's compensation and claims.