If you don't know how to understand insurance companies, you can read this article first: What should we look at insurance companies?
1, company strength
Peking University Founder Life Insurance Co., Ltd. is a Sino-foreign joint venture insurance institution jointly funded by Peking University Founder Group Co., Ltd., Meiji An Tian Life Insurance Mutual Association and Haier Group (Qingdao) Jinying Holdings Co., Ltd. under Haier Group. Approved by the former China Insurance Regulatory Commission, it was formally established on June 28th, 2002, with its headquarters in Shanghai. Founder Group, Meiji An Tian Life Insurance and Haier Group hold 565,438+0%, 29.24% and 65,438+09.76% shares of Peking University Founder Life Insurance respectively.
If you want to know more about this company, you can read this article: What about Peking University Founder Life Insurance? Is it reliable? Tell you in one article!
2. Solvency
Solvency is a dynamic index to measure whether an insurance company has the ability to repay debts. If solvency wants to pass, these three conditions must be met at the same time: the core solvency adequacy ratio is 50% or above; The comprehensive solvency adequacy ratio is above 100%; The comprehensive risk rating is above Grade B..
From the third quarter report of Peking University Founder Life Insurance Co., Ltd. in 2022, we know that its core solvency adequacy ratio is 75.40%, its comprehensive solvency adequacy ratio is 132.43%, and its latest comprehensive risk rating is B.
It can be seen that the solvency of Peking University Founder Life Insurance Company is up to standard, and everyone can rest assured.
Finally, senior sister sends you an insurance strategy: before buying insurance, you must first understand these key knowledge points!
Hope to adopt
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