1. Internet payment
Internet payment is a payment method based on Internet technology, which allows users to pay for goods or services online. This mode has changed the traditional payment method and made the payment process more convenient and efficient.
2. Peer-to-peer loans
Peer-to-peer lending is a lending model through the Internet platform. Lenders and borrowers can match each other through the network platform to realize loan transactions. This model provides borrowers with convenient financing channels and lenders with high-yield investment opportunities.
3. Equity crowdfunding
Equity crowdfunding is a way to raise funds through the Internet platform. Entrepreneurs can publish projects on the crowdfunding platform and raise funds from the public. Investors can obtain equity through investment projects, thus supporting innovation and entrepreneurship.
4. Online banking
Online banking is a completely internet-based banking service. Users can manage accounts, transfer money, pay and other operations anytime and anywhere through computers or mobile devices. Online banking improves the efficiency of financial services and reduces operating costs.
5. Internet insurance
Internet insurance is an insurance product sold by using Internet technology. Users can compare and purchase insurance products online, and insurance companies can also improve the efficiency and accuracy of insurance business through big data and technical means.
6. Internet financial management
Internet financial management refers to the service of financial management through the Internet platform. Users can choose appropriate financial products according to their risk tolerance and investment objectives. Internet finance makes financial management more convenient and personalized.
7. Internet credit report
Network credit investigation is a way of credit evaluation by using Internet technology. Internet credit investigation provides users with credit scores by integrating online and offline data, which helps enterprises and users understand credit status and reduce credit risks.
In short, the seven modes of Internet finance are Internet payment, peer-to-peer lending, equity crowdfunding, Internet banking, Internet insurance, Internet financing and Internet credit reporting. These models make full use of internet technology, improve the efficiency and convenience of financial business, and promote the innovation and reform of the financial industry.