With the increasing number of loan accounts, there are many lending institutions that do not operate according to the requirements. After borrowing from these institutions, borrowers are caught in the whirlpool of high interest rates and conventional loans. So, what is the loan service routine launched by Sina Weibo?
The loan products launched by Sina Weibo are provided by Jiujiang Yunke Network Microfinance Co., Ltd., a subsidiary of Yunyou Holdings Co., Ltd., a listed company. At present, the maximum loan amount of Sina wallet is 200,000 yuan, and the minimum daily loan interest rate is five ten thousandths. Borrowers with different qualifications have different loan interest rates and loan quotas.
According to the current regulations, the loan interest rate of a lending institution should not exceed 36%, and any compliant lending institution will not charge the borrower any fees before the next loan. Therefore, borrowers need to pay attention to the distinction, read their loan contracts clearly when lending, understand the expenses they need to bear and protect their rights and interests.
Audit conditions for borrowing money from Weibo wallet
The loan service of Sina Weibo Wallet is a pure credit loan product, and borrowers can apply for loans online. Then not all users can apply successfully. Sina Weibo also has certain conditions for borrowers. In order to successfully apply for Sina's loan service, the borrower needs to meet the following conditions:
1, a legal citizen of China who has reached the age of 18 and has full capacity for civil conduct;
2. Good credit status and no bad credit record;
3. The borrower has a stable source of income.
Generally meet the application conditions. After submitting the required information, Sina Wallet will review the loan within 30 minutes. If there are a large number of applicants on that day, the review time may be delayed.
How to withdraw money from Weibo wallet
If a borrower wants to apply for a loan from Sina Weibo, he can directly log in to his Weibo account, click "I", find the microblog wallet, click "Borrow", click "Borrow" in the microblog wallet, and click "Free Collection" after entering the page, then he will enter the information filling page and fill in personal information and bank card information as required to submit the application.
Generally, the audit time for Sina to borrow money is about 30 minutes. After the borrower submits the application, it needs to wait for the audit result. After the audit results come out, the borrower can see his credit limit, withdraw cash from the credit limit and repay the loan on schedule.
The borrower can directly click on the cash withdrawal and withdraw it into the bank card bound at the time of application, and the repayment will be directly deducted from the bound bank card for later repayment.