Although there are many online loan products in the financial industry, most of the thresholds are relatively high, especially bank loans. It is difficult for ordinary people to borrow money from banks quickly. We can consider some licensed loan platforms of financial institutions, which have many kinds of products, low threshold and easy access. Today, we will take stock of a few.
1, Ping An Little Orange Flower Consumer Finance This year, this product is called Little Orange Flower. Because it is a consumer credit loan, the application threshold is very low and it is very easy to pass. If users have used Ping An credit products before, the approval rate of Small Orange Flower Loan is higher. The maximum loan amount is as high as 200,000 yuan, which requires good credit information and no obvious overdue records. In the past three months, PBOC reports have been queried less than eight times. 2. Easy-to-pass loan products, with a maximum amount of 300,000 yuan. The funds can be used for shopping, decoration, tourism, education, car purchase and other purposes of individual users. 1 0,000 yuan loan with a daily interest rate as low as 2 yuan, which can be received in 20 seconds at the earliest, and directly withdrawn to the bank card. Applicants must be between the ages of 22 and 55 and have good credit information before they can get a loan. 3, 360 IOUs need to check the borrower's personal credit information, and at the same time, according to the comprehensive evaluation of users' consumption, repayment and other behaviors in the 360 system, credit lines are given to qualified users, which can be recycled. The loan amount is between 5 million and 200 thousand, and the credit line will be gradually increased. 4. CCB Express E-loan applies online for the whole process. The loan amount is between 1 1,000 yuan and 300,000 yuan. During the validity period of the loan, it can be used at any time and repaid at any time. During the validity period, you can use the loan at any time, and calculate the interest on a daily basis according to the actual days of use, which is economical and considerate.
Second, which online loan has a low threshold and is easy to pass?
There is no low threshold for online lending. Guaranteed funding is not reliable, mainly depending on the qualifications of borrowers. With 50,000, a few online loans can be granted this amount. You can apply locally. Application materials: 1. Provide personal identification, which can be ID card, residence permit, household registration book, marriage certificate and other materials; 2. Provide stable proof of address, house lease contract, water and electricity bills, property management and other relevant certificates; 3. Provide stable proof of income source, bank flow sheet and labor contract.
3. Which online loan can I apply for after the deadline?
1 Whether you can still apply for online loans after the deadline depends on the specific situation:
If the credit products handled by banks or other licensed financial institutions are overdue, there is still a chance to borrow online loans. Because the overdue situation will generally be recorded in the credit report, it is enough to borrow money on the online lending platform without access to the central bank's credit information system. Because such platforms mainly review big data, they are not directly related to credit reporting. As long as big data remains good, it is possible to borrow money.
3 If your online loan is overdue and leaves a bad record in big data, I am afraid that the online loan is not good, because other online loans will also review big data. If you find bad information in the record, you will naturally refuse to approve the loan. Although there are also some platforms with low application thresholds and even no need for review, you can directly make money by providing your mobile phone number or ID number, but most of these online loans are informal, and it is easy to encounter routine loans. It is not recommended to apply.
It is suggested that it is best to pay off overdue debts first, and then spend time patiently improving credit. It's not too late to borrow money after the credit is repaired.
Fourth, which small online lending platform is more reliable?
You can log on to our Netcom homepage and select the horizontal menu business-blank bank-empty lending bank to apply for submitting materials or submit them directly; Enter your loan requirements and contact information; The loan manager will contact you to accept your loan application.