Can the joint-stock cooperative system lend money?

Of course. According to Xicai.com's information, the joint-stock cooperative system can lend money, but it needs the consent of all shareholders. Loan means that banks, credit cooperatives and other institutions issue loans to units or individuals who use money, and agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.