Independent financial management means that an independent intermediary financial institution, as a third party, does not represent banks, insurance and other financial institutions, can independently analyze customers' financial situation and financial needs, judge the required investment tools and provide comprehensive financial planning services.
Characteristics of third-party financial management
Compared with other financial institutions, independent third-party financing has the following three different characteristics.
The first is to provide customers with all-round services. What customers need is a full range of financial services. Due to the limitation of the separate operation of the financial industry, the traditional financial management service is relatively single. Independent third-party financial management machine
The structure can provide customers with all-round services, covering almost all domestic financial products, and even investing in overseas markets according to the specific situation of customers. So independent third-party financial institutions can be well integrated.
All the needs of customers, and then put forward a comprehensive solution. At the same time, there are many very professional tools to help customers achieve these goals, which is irreplaceable.
Second, independence and justice. In the eyes of investors, independent third-party wealth management companies should be the most independent, the least conflict of interests, and the most fair and just financial institutions. The biggest feature of independent third-party wealth management business
What is required is the independence of wealth management business. In principle, independent third-party wealth management business is not interfered and restricted by any financial institution, and can make reasonable investment suggestions according to the needs of customers and changes in the market, and choose the ones that truly meet the interests of customers.
Useful financial products. Independent third-party financial management embodies the principle of maximizing the interests of customers.
In the traditional "wealth management service", since there is no direct relationship between the preservation and appreciation of customers' assets and the source of income of the party providing wealth management services, it is inevitable to focus on selling financial products and compare the contents of wealth management services.
Single, even empty. Third-party wealth management business is a sales model independent of traditional financial product providers, mainly providing services, and its income source is directly related to the preservation and appreciation of customers' assets, which can better reflect customers' interests.
The principle of maximization, which is the most prominent advantage of independent third-party financial management compared with traditional financial management methods.
Thirdly, the traditional sales model of financial products has been changed, and a service model centered entirely on the interests of customers has been established. Due to the neutrality of the third party, the focus of independent third-party financial services has shifted from product orientation.
Customer-oriented, at the same time, according to the financial needs of customers in different life cycles, provide customers with all-round financial services, and pay attention to establishing long-term stable and mutual trust customer relationships.