Does the nature of the deposit company refer to the functions and functions of the deposit company?

The main types of deposit companies are: deposit institutions, credit cooperatives and commercial banks. 1. Deposit-type financial institutions are called deposit-type financial institutions, which refer to financial institutions that collect deposits and lend them to economic entities in need of funds and invest in securities to obtain returns, so as to obtain funds. Deposit-type financial institutions are important intermediaries in financial markets and also important targets of hedging and arbitrage. The main types include: deposit institutions, credit cooperatives and commercial banks. Features: The sources of funds are savings deposits, long-term investments and loans. The interest earned by the deposit institution from the use of each fund is usually clearly stipulated in the contract and cannot be changed before the maturity date. If the market interest rate rises, there will be interest loss. 3. Risk Avoidance: Pay attention to the safety of capital use and profit prediction. Figure 4. Development history: (1) Slow development period:1From the end of 9 to the 1940s, consumer credit was underdeveloped and commerce was restricted. (2) heyday: from 1950s to the end of 1970s, demand management and interest loan policies in western countries encouraged consumer credit and loans to purchase houses.