No, the market space of Internet finance is huge and the demand is very strong. There is a trick to this, 10% is not high!
There are many, p2p investors are mainly retail investors, which are cost-effective and don't need much professional knowledge.
Smart investors are required to read!
Both hands should be hard, mainly to protect the principal of investors. Financial management and capital preservation fixed income funds are good.
The idea is the same. We should allocate assets according to the principle of 432 1 and diversify investment.
Choose a cost-effective financial platform and avoid risks by diversifying investment.
What suits you is the best, and it is more important to choose a reliable and cost-effective platform.
Now that Internet financing is so popular, we can consider P2P diversified investment.
Extended data:
P2P is the abbreviation of English person-to-person (or peer-to-peer), which means partner-to-partner. Also known as Peer-to-Peer peer-to-peer lending, it is a private micro-lending model, which gathers small amounts of funds and lends them to people who need them. It belongs to a product of Internet Finance (ITFIN). It belongs to private microfinance, an online credit platform built with the help of Internet and mobile Internet technology, and related financial management behaviors and services.
2065438+In August, 2006, China Banking Regulatory Commission issued the Guidelines on Deposit and Management of Personal-to-Personal Loan Funds (Draft for Comment) (hereinafter referred to as the Draft for Comment). The Exposure Draft not only puts forward certain qualification requirements for banks engaged in depository business, but also puts forward five platform access requirements, such as completing registration with the local financial supervision department in industrial and commercial registration and applying for the corresponding telecom business license in accordance with the relevant regulations of the competent communications department.
Among them, one that has attracted the most attention in the industry is that depository banks may not outsource or be undertaken by cooperative institutions, and may not entrust online lending institutions or third-party institutions to open accounts for transaction settlement funds between borrowers and lenders. On June 20/610/3, the General Office of the State Council issued the Notice on the Implementation Plan for Special Remediation of Internet Financial Risks.