Guiyang Rural Commercial Bank officially opened on February 23rd, 201165438; Guizhou Rural Credit Cooperative Association was established on February 30, 2003.
Second, the establishment background is different.
The establishment of Guiyang Rural Commercial Bank is based on the spirit of "deepening the reform of rural credit cooperatives in the direction of shareholding system" and the principle of marketization, and is formed by the voluntary merger of corporate financial institutions.
Guizhou Rural Credit Cooperatives Union is based on the spirit of the Notice of the State Council on Printing and Distributing the Pilot Program for Deepening the Reform of Rural Credit Cooperatives (Guo Fa [2003] 15) and the Interim Provisions on the Management of Rural Credit Cooperatives (Yin Jian Fa [2003] 14) and the principle of "clarifying the property right relationship and strengthening the restraint mechanism".
Third, the business scope is different.
The business scope of Guiyang Rural Commercial Bank mainly includes deposit business, loan business, agency business, settlement business, financing business and bank card business.
Guizhou Rural Credit Cooperatives Union is mainly responsible for urging rural credit cooperatives to implement national financial policies and support agriculture; Formulate industry self-discipline management system and supervise its implementation; Guide member clubs to improve corporate governance structure and internal control system; Consulting and auditing the business operation, financial activities, employment, social security and internal management of member associations.
Brief Introduction of Guiyang Rural Commercial Bank official website-Guiyang Rural Commercial Bank
Baidu Encyclopedia-Guizhou Rural Credit Union