Personal advice:
Many people think that the loan software has huge defects. Actually, it's true. If we have a loan demand in our life, we must choose a formal and legal company to make a loan. Only in this way can we make our life better and face the loan phenomenon in life. You must choose to go to a regular bank for loans, so as to better protect your legitimate rights and interests. As an ordinary person, if there is a loan demand in life, we must keep our eyes open, because we all know that fraudsters around us are very rampant. Only in this way can our life be better. We must treat the financial companies around us rationally. Many companies are engaged in usury under the guise of finance, and they must ensure that their personal qualifications are no problem before lending.
Extended data:
Loan notes:
1. The information provided to the bank should be true, my address and contact information should be accurate, and the bank should be informed in time if there is any change.
2. The loan purpose should be legal and compliant, and the transaction background should be true.
3. According to your repayment ability and future income expectations, choose the repayment method that suits you.
4. Apply for a loan amount according to your own ability, and usually the monthly repayment amount does not exceed 50% of the total family income.
5. Read the terms of the contract carefully and know your rights and obligations.
6. Repay on time to avoid bad credit records.
7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan.
8. communicate with the bank one month in advance to apply for early repayment.
9. When a foreigner applies for a commercial loan, the general bank requires the borrower to have a stable income in the local area, and also to issue a household registration certificate at the place where the household registration is located (some banks also require a certificate of employment); Moreover, the housing guarantee company requires foreigners to apply for temporary residence permits in addition to local income.