Big data is online credit reporting, and online credit reporting belongs to private credit reporting. Car loan is a kind of loan and will definitely be big data.
The actual interest rate of car loan is set by the handling bank according to the actual situation of customers and with reference to the benchmark interest rate stipulated by the central bank. There are three types of car loans: direct, indirect and credit card. The term of car loan is generally 1-3 years, and the longest is no more than 5 years.