There is a saying about the company buying a house, that is, there are three pits in buying a house in the name of the company. Then the following small series will give you a detailed introduction to this issue.
1, no commercial loan.
Companies can't buy commercial loans, they can only buy houses in full. After the property right certificate is issued, you can apply for mortgage and business loan with this certificate. The fixed number of years and interest rate are different from those of commercial loans, so they generally cannot enjoy preferential treatment. However, at present, most new houses (houses or business apartments) in Shenzhen are purchased with loans in the name of the company, with a down payment of 50%, interest rates generally rising 10%, and service life 10 years.
2. Higher taxes and fees
The large tax paid by the company for buying a house is 3% deed tax, and other expenses are not high, but there is a difference between it and individual buying a house: the property tax is paid at 1.2% of the house purchase price for 0.8 years (it will be paid every year thereafter, and if it is not paid, it is required to have sex once when selling).
3. The disposal of assets requires the consent of shareholders.
The real estate purchased in the name of the company is the company's assets and used by all shareholders of the company. The disposal of assets requires the consent and authorization of all shareholders or the resolution of the board of directors.