Small loan companies can transfer creditor's rights. The transfer of creditor's rights of small loan companies is generally legal. According to the regulations, the creditor can transfer the creditor's rights after notifying the debtor, and the transfer will not be effective for the debtor without notice. However, if a small loan company transfers the creditor's rights formed by its lending through an information intermediary in peer-to-peer lending, it is not allowed by law and constitutes a crime.
legal ground
Article 546 of the Civil Code stipulates that if a creditor transfers his creditor's rights without notifying the debtor, the transfer is not effective for the debtor.
The notice of assignment of creditor's rights shall not be revoked, except with the consent of the transferee.