What are the characteristics and pain points of insurance industry applications?

The market is immature, consumers hold a wait-and-see attitude towards insurance, and citizens' awareness of insurance is weak. People believe in raising children for old age and don't believe in insurance companies. This is mainly due to the commission system adopted in the insurance market, which leads to serious short-term behavior of insurance company agents and ignores the follow-up service of business quality in order to sell new orders.