Capital lending is a credit activity in which institutions exchange position funds with each other in the course of operation. The main purpose of lending is to make up for the short-term capital gap and make idle funds gain income. The borrower pays interest when the funds expire, and the lender issues loans on the income when the funds expire. Corporate lending refers to short-term direct capital lending between enterprises.
As for the loan conditions of enterprises, there are no special conditions. As long as enterprises trust each other, they can lend or borrow. The phenomenon of borrowing funds between listed companies and affiliated enterprises is very common. Large shareholders occupy a large amount of funds of listed companies and regard listed companies as "cash machines" everywhere.