Today, we are in a new era of national financial management! Many people also realize that it is not cost-effective to deposit money in the bank. In particular, current savings are simply losses. The longer you save, the more you lose! If you don't have much spare money, you can buy money funds, such as new Internet platform funds such as Yu 'ebao and Licaitong, which are very popular with everyone. At present, the yield is basically around 4.0%, which is at least much higher than the interest income of bank deposits. If the funds are sufficient, you can allocate assets, such as bank deposit certificates, structured deposits and money funds, which are all low-risk preferences.
If you have a good risk tolerance and a high risk appetite, invest in multiple ways. For example, the stock market, equity funds, hybrid funds, index funds and so on. They are all high-risk and high-yield wealth management products. In addition, according to its previous annualized income, high-quality platforms are generally around 8.0% annualized income, but don't be too greedy, remember not to choose those platforms with 12% or more.
In fact, a good habit of saving money should be to make the spare money in your hand fully turn around and try not to let the money idle. No matter how much money, as long as it is spare money, we should make good use of every day and let money make money by compounding time. Regarding money, the director feels that he still believes in himself. Financial management ability, to a certain extent, is an evaluation of a person's comprehensive strength in all aspects, and it is not allowed to be radical, but also to be gradual and steady. In short, the current wealth management products are rich and colorful. If you are a novice, take out a small part and try to manage money, while learning how to manage money and summing up experience. In the end, we can achieve the financial principle of not putting eggs in one basket!