Ping An Good Loan is a subsidiary of China Ping An Group. If consumers have financial needs, Ping An Good Loan can provide loan services for consumers. Ping An Good Loan provides loans to consumers with stable income. The specific loan amount needs to investigate the average monthly income of consumers, and then determine the loan amount after the investigation.
Ping An Good Loan provides consumers with a maximum loan amount of 500,000 yuan and a minimum loan amount of 6,543,800 yuan. The loans provided by Ping An Good Loan can be used for personal consumption, car purchase, travel, education and shopping. The longest repayment period of Ping An Good Loan is 4 years, generally 3 years.
Ping An Good Loan can handle real estate loans, policy loans, provident fund loans and other loans for consumers. After Ping An Good Loan issues loans, consumers can apply for prepayment at any time. Liquidated damages are required for prepayment, and the liquidated damages for prepayment are determined according to the amount of prepayment.
The loan application conditions of Ping An Good Loan: at least 23 years old, with a monthly income of 4,000 yuan. Ping An Good Loan will not charge fees and agency fees to consumers. After applying for a loan, Ping An Good Loan Association will complete the examination and approval within 1 hour, and release the loan within 6 hours.
The risk control of Ping An Good Loan is relatively strict. If consumers have excessive debts and bad credit records, Ping An Good Loan will refuse to provide loan services to consumers.
Is it true that Ping An loan is good?
It's true. Ping An Good Loan is a loan service project of Ping An Group.
Ping An Good Loan is a formal credit loan launched by China Ping An Group, which mainly promotes three loan products: monthly loan, policy loan and provident fund loan. At the same time, the regularity of safe and good loans can be seen from the following aspects:
1. Background: Ping An Group's loan products operate normally and legally.
2. Interest: the monthly interest rate is as low as 1. 1%, and there is no other handling fee.
3. Process: To apply for a good Ping An loan, you need to check the customer's credit evaluation first, then the customer fills in personal information and submits relevant materials. After applying for a loan, customers need to go to Ping An Bank for an interview.
Judging from the background, interest and application process of Ping An Good Loan, this product is a relatively formal online loan product, but because it is a bank loan, the risk control is strict. However, as long as the customer's assets are in good condition and personal credit is good, the probability of successful application is still high.
Precautions:
1. Regular online lending institutions have strict loan approval procedures. Even if the lender is not required to provide collateral, it is necessary to review the lender's credit history, income, work or business status and other information, and there are strict restrictions on the loan amount and loan term.
2. The loan amount depends on the individual's capital demand. Under this premise, I need to consider my economic repayment ability to avoid excessive repayment amount and pressure.
Is Ping An Good Loan Ping An Bank?
Ping An Pratt & Whitney Financial Business Cluster (hereinafter referred to as "Ping An Pratt & Whitney") is a member of China Ping An Insurance (Group) Co., Ltd., which is based on serving small and micro enterprises and individual customers.
Ping An Good Loan is an unsecured RMB loan business issued by Ping An Bank to "wage earners with sustained and stable wage income" or "self-employed individuals with sustained and stable operating income". The recognized average monthly income is the main basis for judging the loan amount, which can be used by individuals or families for other consumption or business purposes except house purchase.
Ping An HP mainly includes three products:
Unsecured main products: excellent mortgage iPOS loan, owner loan, life insurance loan, owner loan, salary loan, car dealer loan.
The main products with mortgage: housing e-loan, housing mortgage loan, online application and offline signing.
Innovative products: Ping An Pratt & Whitney I loan-pure online product "brush face" identification, lending faster.
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