1, the risk is dispersed and the forms of independent investment are diversified;
2. Risk hedging, that is, buying a capacitive asset or derivative product related to the negative return of the underlying asset;
3, risk transfer, by purchasing financial products or taking other legal measures to transfer the risk to other economic entities;
4. Avoiding risks, refusing or withdrawing from a certain business market, not doing business and not taking risks;
5, risk compensation, price compensation for risks in advance. Types of enterprise risks
Business risks usually include the following five types:
1. Policy risk refers to the impact of national policy changes on industries and products (macro-control and industrial policy orientation).
2. Market risk refers to whether the products of the enterprise are marketable and competitive in the market (technology, quality, service, sales channels and methods, etc.).
3. Financial risk means that an enterprise is in trouble or even bankrupt due to poor management (capital structure, asset-liability ratio, accounts receivable and payable, cash flow problems, etc.). ).
4. Legal risk is due to careless signing, falling into the contract trap, resulting in serious economic losses of enterprises (breach of contract, fraud, infringement of intellectual property rights).
5. Team risk refers to core team problems, employee conflicts, loss and knowledge management.
What should be paid attention to in enterprise risk control measures?
1, management and control of enterprise investment projects
The investment activities shall be managed by personnel, subject, long-term and short-term, and it is planned to build three investment and financing platforms at the holding level, namely, Lifan Shares-Entity Investment, Lifan Finance Company-Financial Investment and Lifan Real Estate Investment.
2. Strengthen financial control.
Improve the financial reporting system and financial early warning system, improve the level of financial analysis and reporting, deepen financial support and business monitoring, and transform financial information into effective decision-making reference information.
3. Accounts receivable and inventory control
The reason why many motorcycle companies are going downhill is that the credit line is too large. Strengthening the management of accounts receivable and inventory at home and abroad is the embodiment of our business ability, and we must have the concept of comparing with the industry.
4. Simplify the mechanism and save the cost
The organization should be flat, and all work should be centralized to save costs. For example, finance should be grouped according to reimbursement, taxation, accounting and assessment, not according to the company system.
5. In-depth implementation of opportunities for improving management and optimizing benefits found in internal control and audit work, and strengthening the design and implementation effectiveness of process control.
6. Strengthen the performance appraisal and target responsibility of company managers.
legal ground
Article 735 of the Civil Code stipulates that "a financial lease contract is a contract in which the lessor purchases the lease item from the seller according to the lessee's choice of the seller and the lease item, provides it to the lessee for use, and the lessee pays the rent.