At present, the formal lending platforms are: Huabai, Ant Borrowing, Alipay Online Bank, Rongding Baidai, Zhaolian Good Term Loan 1, and a "consume first, then repay" service launched by Huabai Alipay. Users with a sesame score of more than 600 have the opportunity to apply for opening a "flower garden". At present, the amount of "flower garden" is between 2500-30000 yuan. Users can use it to shop in Tmall Mall or Taobao, and make repayment on the following month 10 after confirming receipt. As long as the repayment is made on time, there is no handling fee. 2. Alipay Online Banking Alipay Online Banking still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method. If there is demand, recommend Xiaoman Finance under Baidu Finance. The company is licensed to operate formally in industrial and commercial registration and Chongqing, and cooperates with licensed financial institutions such as regular banks and consumer finance companies to provide services. Interest expense is open and transparent, and there is no hidden charge. The minimum daily interest rate is 0.02%, and the annualized interest rate is 7.2%. The maximum amount is 200,000, and it will be received in 3 minutes at the earliest. The actual interest rate is determined by the system according to the comprehensive situation of users, and the pricing is differentiated. In order to provide better services, the borrowing funds with money mainly come from licensed financial institutions such as regular banks, companies and consumer finance companies, such as China Agricultural Bank, Postal Savings Bank, China Everbright Bank, Minsheng Bank, Huaxia Bank, Bohai Bank, Bank of Beijing, Bank of Guangzhou, China Post Consumer Finance and Yin Bei Consumer Finance. 3. Ant Borrowing Alipay's loan business is called Ant Borrowing. Users do not need to submit complicated personal materials and financial certificates, and the loan can be completed in 3 seconds at the earliest. This service is located in "Credit Life" in "Sesame Credit". Specifically, you only need to open Alipay wallet, click Wealth to check sesame credit score, and then click Credit Life menu to see "Ant Borrowing". To use this service, users who need sesame scores above 600 can apply for loan lines ranging from 1000 yuan to 300,000 yuan. The specific amount needs you to log in to Alipay and enter sesame credit inquiry. 4. Zhaolian Good Loan Zhaolian Good Loan is a loan of Alipay Life Number under Zhaolian Finance. The maximum amount can be recycled and the daily interest rate can be as low as 0.029%. The borrower 18-50 years old is required, and the sesame score is above 550.
2. Which loan software is Beihai Jinlin Investment Consulting Co., Ltd.?
Beihai Jinlin loan software. Beihai Jinlin Investment Consulting Co., Ltd. was established on June 22, 2020, located in the auxiliary building of Yinhai District Government Administration Center, Beihai City, Guangxi Zhuang Autonomous Region. The loan software of Beihai Jinlin Investment Consulting Co., Ltd. is called Beihai Jinlin Loan Software, which belongs to its own company. The registered capital is 654.38 million yuan, the legal representative is Wang, and the operation status is going concern.
3. Is there any software that can handle loans normally?
Application conditions:
1, Chinese mainland residents aged 18;
2. Have a stable address and work or business place;
3. Have a stable source of income;
4. Without a bad credit record, the loan cannot be used for stock trading or gambling.
5. Other conditions required by the bank.
Processing flow:
1. Submit an application to a local bank or lending institution;
2. Prepare various materials required for the loan;
3. Face-to-face signing of banks or lending institutions;
4. The bank examines the qualifications of the lender;
5. Approved and successful loans.