The most suitable financing method for small and micro enterprises is equity pledge financing; Equity transfer financing; And loan financing. Small and micro enterprises can choose to use any of the above methods or adopt a combination of the above methods, but the purpose, purpose and procedures of financing must be legitimate.
Legal objectivity:
Article 443rd of the Civil Law of People's Republic of China (PRC) pledges the fund share or equity, and the pledge right is established when the pledge registration is handled. After the pledge, the fund share and equity shall not be transferred, except that the pledgor and the pledgee agree through consultation. The pledgor shall pay off the debts in advance to the pledgee or deposit the proceeds from the fund share and equity transfer. Article 137 of the Company Law of People's Republic of China (PRC) stipulates that the shares held by shareholders can be transferred according to law. Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 1 The term "private lending" as mentioned in these Provisions refers to the financing behavior between natural persons, legal persons and unincorporated organizations. These provisions shall not apply to financial institutions and their branches engaged in loan business established with the approval of the financial supervision department, as well as disputes arising from loans and other related financial businesses.